Fortunately, Westporters Can Get Flood Insurance Discount

Floods are a fact of life in Westport.

Fortunately, homeowners in certain areas can buy flood insurance.

Unfortunately, it’s expensive.

Fortunately, FEMA — the Federal Emergency Management Agency — offers discounts. They’re based on rankings of each community. #1 offers the highest reduction; #10 the least.

Unfortunately, Westport is #8.

Fortunately — thanks to efforts implemented by the Planning & Zoning Commission — that’s up from #10.

The high water mark on an “06880” reader’s garage is very high. This was last October.

Fortunately too, the Westport Progress Report on Floodplain Management is available online. It enables residents to receive a 10% reduction on their flood insurance.

Unfortunately, the report itself is not available online. You’ll click on the town website, and see that the online document merely tells you the next step to complete to receive the information.

Fortunately, I’ve cut and pasted the relevant information:

A copy of the CT South Western Regional Natural Hazard Mitigation Plan (2016) is available either in person at the Westport Planning and Zoning Office (Town Hall, Room 203), or by clicking here.

Unfortunately, the link above does not bring you where you want to be. I think this is the relevant document: https://westcog.org/wp-content/uploads/2016/05/HMP-2016-WestCOG-South-Plan.pdf

Fortunately, there are no floods in the immediate forecast.

4 responses to “Fortunately, Westporters Can Get Flood Insurance Discount

  1. Joanie Tavel Reznik

    Dan, Thank you so much for this wonderful savings. You are fabulous!

  2. We get one actually

  3. That must have been fun to write.

  4. Michelle Perillie, AICP (Planning and Zoning staff)

    Westport is one of only 16 communities in the state which participate in the Community Rating System (CRS). Our rating is now 8 which automatically provides Westport residents with a 10% reduction in their flood insurance, if their property is located within in the Special Flood Hazard Area.

    Only 2 communities in the state are rated higher than Westport: Stamford and New Haven which are both rated 7. Very rigid requirements would need to be imposed to raise Westport’s ranking from 8 to 1. Such requirements are likely to be perceived as overly restricting private property rights; therefore more modest steps to improve Westport’s ranking are under discussion by the Planning and Zoning Commission.